Term Life Policies

Family Benefit Life Insurance has three different term life insurance policies available.  By offering these three diverse policies, we have covered the majority of reasons for buying this type of life insurance coverage.

Executive Life:  This is a long-range planning Term Life insurance policy.  It provides a level premium with a level death benefit through your 95^th birthday.  It is very versatile and can accommodate the normal need for whole life insurance without the higher premium.  This policy is primarily used for business, estate and long term financial planning.

Ten-Year Level Benefit Term:  This is a power packed policy because it has two benefits built into its premium rate structure:  Renewability and Convertibility.  It is an inexpensive way to purchase a lot of coverage, and is ideal for new families that have a need for a lot of coverage but not the pocketbook to pay the higher premiums of longer-term policies.

Yearly Renewable Term:  This type of coverage is well matched for a short term need like a car loan, loss of employment or any financial obligation that is 5 years or less.  An illustration for the Yearly Renewable Term is not available on the web-site at this time.  Please contact the Home Office to have one prepared.